04 October, 2021 Total Client Experience

A Crash Is Coming

Robert Kiyosaki, author of the popular book Rich Dad, Poor Dad, has predicted a “giant stock market crash” in October...

10 February, 2021 Total Client Experience

Paul’s “Do’s” and “Do Nots” of Tax Planning

It’s that time of year- gathering receipts and waiting for tax documents to arrive in the mail, so we can file our tax refund before the end of April. Are you ready for it this year? Hopefully my list of Do’s and Do Not’s will assist your better prep...

10 February, 2021 Total Client Experience

How Your Natural Biases Can Ruin Your Portfolio Returns

Traditional finance assumes that investors always make perfectly rational decisions based on all available information. Behavioral finance, on the other hand, recognizes that as a result of our limited cognitive abilities (cognitive biases)...

10 February, 2021 Total Client Experience

Why Experts Predictions Fail and Why We Believe Them Anyways

Research has found that the bigger the media profile of the “expert” the less accurate are their predictions. Those who are the most confident and deliver the best sound bites and compelling stories are actually most likely to be wrong...

18 November, 2020 Total Client Experience

My Trip to see Warren Buffett

My son William and I just got back from Omaha, Nebraska, the site of Warren Buffett’s Berkshire Hathaway annual shareholders meeting. This annual event has developed into quite the spectacle. Over the decades, the meeting has grown from a small gathering...

18 November, 2020 Total Client Experience

Bill Gates Feels You Worry About the Wrong Things. I agree

The longer I live, the more I realize that humans are just beginning to learn how to use our brain and think properly. Our existing poor thought processes lead to many bad decisions that affect our everyday lives and finances. For example, it is startling...

18 November, 2020 Investment Services Special Reports and Newsletters Total Client Experience

How much has your investment made? Here is how NOT to do it

The market value and book value of your investment is $50,000. You are unhappy because you believe that you have not made a profit. The problem? There is a very high probability that this assumption is incorrect....

18 November, 2020 Total Client Experience

2019 Outlook and Market Review

Toronto Due Diligence conference, that event gave us perspective on what is happening in the markets and what our investment specialists are doing....

18 November, 2020 Total Client Experience

The Commercial Say’s “Retire up to 30% Wealthier”. Really?

The online discount brokerage firm, Questrade, has been producing commercials with the headline “retire up to 30% wealthier”. Their premise is how you can retire wealthier by using their low-cost, web-based, minimal service brokerage service. It seem...

18 November, 2020 Total Client Experience

Your investment time horizon is not what you think it is

Client’s often tell me something along the lines of, “I am retiring in 5 years, at age 65, I only have a 5-year time horizon....