18 June, 2019 Total Client Experience

Bill Gates Feels You Worry About the Wrong Things. I agree

The longer I live, the more I realize that humans are just beginning to learn how to use our brain and think properly. Our existing poor thought processes lead to many bad decisions that affect our everyday lives and finances. For example, it is startling...

15 May, 2019 Total Client Experience

My Trip to see Warren Buffett

My son William and I just got back from Omaha, Nebraska, the site of Warren Buffett’s Berkshire Hathaway annual shareholders meeting. This annual event has developed into quite the spectacle. Over the decades, the meeting has grown from a small gathering...

26 April, 2019 Total Client Experience

How Did Market Timers Do Last Fall?

In and around March 2008, or about six months before the financial crisis, a number of top US economists met with President George Bush and unanimously agreed that 2008 should be an okay year. Six months later the world was hit with its worst financial...

8 April, 2019 Total Client Experience

Getting Busy on the Proof

John Kenneth Galbraith once said, “Faced with choice between changing one’s mind and proving that there is no need to do so, almost everyone gets busy on the proof”.  ...

8 April, 2019 Investment Services Special Reports and Newsletters Total Client Experience

How much has your investment made? Here is how NOT to do it

The market value and book value of your investment is $50,000. You are unhappy because you believe that you have not made a profit. The problem? There is a very high probability that this assumption is incorrect....

8 April, 2019 Total Client Experience

Your investment time horizon is not what you think it is

One of the biggest financial mistakes made by people is to completely misunderstand the time lines for their portfolio. Client’s often tell me something along the lines of, “I am retiring in 5 years, at age 65, I only have a 5-year time horizon. I can’t...

8 April, 2019 Total Client Experience

The Commercial Say’s “Retire up to 30% Wealthier”. Really?

The online discount brokerage firm, Questrade, has been producing commercials with the headline “retire up to 30% wealthier”. Their premise is how you can retire wealthier by using their low-cost, web-based, minimal service brokerage service. It seem...

8 April, 2019 Total Client Experience

2019 Outlook and Market Review

On January 21-22, we spent two days at our Toronto Due Diligence conference with several of our investment specialists who manage portfolios for Counsel Portfolio Services and IPC Private Wealth. This event gave us perspective on what is happening in...