28 March, 2023 Total Client Experience

Asking The Wrong Question Can Be Expensive

It happens all the time. Intelligent people ask the wrong question about an investment recommendation. “How has it performed?” I’m not blaming investors for asking. For most decisions, it would be counterintuitive not to ask such a question. If you are...

20 February, 2023 Total Client Experience

4 Lessons From 2022 & Other Info You Should Know

2022 was one of the worst years for financial markets in history. Stocks, bonds, and real estate, all provided negative double-digit returns leaving no place to hide. The intelligent and rational investor understands this is a normal, unpleasant, and...

02 February, 2023 Total Client Experience

Paul’s Year-End Rant

2022 Market In Review - Not Pretty But It Could Have Been Worse I’ve never been through a year like 2022 in my 32 years in this business. Investors understand that double-digit market drops are normal every number of years, but a double-digit stock drop...

16 October, 2022 Total Client Experience

Is the 60/40 Balanced Portfolio Dead?

A portfolio of 60% equities and 40% fixed income [GICs, bonds, other interest-bearing vehicles] has been the bedrock of investing for decades. Fixed income positions have traditionally moderated portfolio volatility, earned income and often performed...

27 July, 2022 Total Client Experience

When Will It Be Over? And Other Portfolio Thoughts

Everyone wants a portfolio silver bullet, that magical strategy or investment that will not drop during volatile markets and earn a healthy profit....

22 July, 2022 Total Client Experience

How to save $2,000,000 in Taxes with Planning

How can I get better portfolio returns? It’s the driving question for most who wish to create more wealth and a better life for themselves. What could be more important to creating more wealth than better portfolio returns?...

03 June, 2022 Total Client Experience

What Might Happen Next?

It’s not fun to look at your portfolio statement during normal market downturns like we are experiencing now. When will it end? I have no insider information about when things will turn around,...

16 May, 2022 Total Client Experience

Avoidable Regrets

I took my family out for a nice dinner on Mother’s Day. Although we went to a small local Trattoria it was far from inexpensive, but the food was out of this world. Having the family together for this wonderful occasion provides memories that cannot...

06 May, 2022 Total Client Experience

Do You Remember March 23, 2020?

As human beings, we have certain behaviors wired into us. One such behavior or bias is that we often feel whatever trend is happening will continue indefinitely. It is easy for us to justify and rationalize this thought process....

02 March, 2022 Total Client Experience

Stock Markets Are in Correction

So, stocks are falling. The major indices have officially entered correction territory. This should be no big surprise to anyone who understands that volatility is normal in investing....

Next