28 March, 2023 Total Client Experience

Asking The Wrong Question Can Be Expensive

It happens all the time. Intelligent people ask the wrong question about an investment recommendation. “How has it performed?” I’m not blaming investors for asking. For most decisions, it would be counterintuitive not to ask such a question. If you are...

09 March, 2023

Invest Smarter with a Dollar Cost Averaging Strategy

Time in the Market is More Important than Timing the Market Investing can be an emotional process, especially if you try to time the market. The “what ifs” can be overwhelming, leading to missed opportunities in the market. A strategy that can help you...

20 February, 2023 Tax Planning

6 Questions to Ask Before Hiring A Financial Advisor

Are you looking for an advisor? Or wondering if your current one is the right fit? Here are some questions to help you find the best advisor for your situation. What services do you provide? Many different advisors provide varying levels of service. Making...

20 February, 2023 Total Client Experience

4 Lessons From 2022 & Other Info You Should Know

2022 was one of the worst years for financial markets in history. Stocks, bonds, and real estate, all provided negative double-digit returns leaving no place to hide. The intelligent and rational investor understands this is a normal, unpleasant, and...

10 February, 2023 Tax Planning

How Your Brain Tricks You Into Doing Dumb Things With Your Money

Human beings often consider themselves as rational, but that’s not true. There are common biases, both cognitive and emotional, that everyone falls prey to. Cognitive biases are the blind spots o inaccuracies in our thinking, while emotional biases arise...

08 February, 2023


Wondering where to put your money? Find out whether a TFSA or an RRSP or a combination of both are best for achieving your financial goals, taking into account your priorities.

02 February, 2023 Tax Planning

Lessons from 2022

Last year was a terrible year for markets. There was almost no place to hide as bonds, stocks, crypto, and real estate all saw steep declines. Here are some lessons that were reinforced for me last year. Don’t let macroeconomic predictions affect your...

02 February, 2023 Total Client Experience

Paul’s Year-End Rant

2022 Market In Review - Not Pretty But It Could Have Been Worse I’ve never been through a year like 2022 in my 32 years in this business. Investors understand that double-digit market drops are normal every number of years, but a double-digit stock drop...

25 January, 2023

Money Facts 2023

Important Facts You'll Want to Know Tax rates, RRSP and TFSA contribution limits and CPP benefit amounts change every year. Learn about these changes with our handy new Money Facts guide for 2023 and keep your financial plans on track.

17 January, 2023

Money Dates 2023

Here is a summary of all the important dates in 2023 to diarize in your annual financial planning calendar. This guide will help you keep on top of important financial dates and deadlines for income tax returns, GST credits, registered plans, CPP/OAS...