02 May, 2023 Tax Planning

Demystifying Group RRSP & DCPP Investments: A Guide to Choosing the Right Investment for You

Have you ever looked at a list similar to this for your Group RRSP or DCPP and found yourself confused and wondering what the best option is? Here’s a quick explanation of these options and how to make the best decision for yourself. First, I’d look for...

20 April, 2023 Tax Planning

10 Surefire Ways to Ruin Your Financial Future

Over the last 20 years, the market has returned an average of 8.25% per annum, but the average investor has earned just over 4% of that due to poor investment behavior. Dr. Daniel Crosby, Psychologist & Behavioral Finance Expert, shares 10 common mistakes...

20 February, 2023 Tax Planning

6 Questions to Ask Before Hiring A Financial Advisor

Are you looking for an advisor? Or wondering if your current one is the right fit? Here are some questions to help you find the best advisor for your situation. What services do you provide? Many different advisors provide varying levels of service. Making...

10 February, 2023 Tax Planning

How Your Brain Tricks You Into Doing Dumb Things With Your Money

Human beings often consider themselves as rational, but that’s not true. There are common biases, both cognitive and emotional, that everyone falls prey to. Cognitive biases are the blind spots or inaccuracies in our thinking, while emotional biases arise...

02 February, 2023 Tax Planning

Lessons from 2022

Last year was a terrible year for markets. There was almost no place to hide as bonds, stocks, crypto, and real estate all saw steep declines. Here are some lessons that were reinforced for me last year. Don’t let macroeconomic predictions affect your...

13 September, 2022 Tax Planning

What You Need to Know about the Tax-Free First Home Savings Account

Recently the federal government released more details about the new Tax-Free First Home Savings Account (FHSA), which will be introduced in 2023. Prospective first-time homebuyers can save up to $8,000 per year to this account. Investors can carry forward...

30 August, 2022 Tax Planning

Should You Own Individual Stocks?

For various reasons, stock trading for retail investors has become more and more mainstream in recent years......

16 August, 2022 Tax Planning

What’s Going to Happen Next?

After a terrible start to the year for stock markets, they’ve begun to rally back in the last few weeks. The most common question I’ve received this year is some variation of “what’s going to happen next?”...

21 April, 2022 Tax Planning

The #1 Thing Young People Need to Know About Investing

Warren Buffett has been investing since he was 11 years old. Today, he’s worth over $117 billion. Even with such an early start, Buffett didn’t become a billionaire until he was over 50 years old. In fact, Buffett amassed over 99% of his wealth after...

17 March, 2022 Tax Planning

How to Invest In A War

Due to the Russian invasion of Ukraine, global stock markets are continuing the declines that we’ve seen since the start of 2022....